• Airplane Tickets
• Appliances
• Cars
• Clothing
• .. and many more

Link to Article

According to the Federal Reserve, in 2004, 46% of American families were strapped with credit card debt. How much debt? $5,100 on average, as our Foolish colleague Nathan Alderman pointed out. And that’s just credit cards.

Factor in student loans, car loans, home-equity lines of credit, mortgages, second mortgages, vacation-home mortgages … yup, our nation is in debt’s unforgiving clenches.

For the details on what advice they offer, check out the article here. I’ve seen various recommendations on paying debt and can’t say I have personal experience to relay. But in 2030 when I’m done paying off college loans, I’ll let you know.

Instead, you can use the The Understory site to find banks, credit unions, and other businesses which will sort and redeem your change for much less money.

If you do plan on rolling your own coins, be aware that some banks will not accept rolled coins. If you plan on rolling your own, you might want to contact your bank beforehand to make sure they accept them and don’t charge a fee for taking them.

• boodle
• The Grocery Game
• Coupon Mom

Of course another way to try and save money on groceries that most everyone already knows– don’t go shopping when you’re hungry.

The financial freedom of a modest, early retirement is actually achievable for many smart and motivated people in college or their early 20′s. If you make early retirement your highest priority in life and follow a disciplined path to obtaining it, you should be able to leave work permanently in your 30′s and spend your life and time at your complete discretion.

This guide is a bit extreme, so I think it only applies to a very small population of people, however there is plenty to take from the article.

One interesting thing to note is that it suggests renting rather than buying unless you’re in an area of low costs. I’d have to say I agree with them– I regret buying sometimes as I was in a much better financial position until I started “paying the man” every month, including all of the other things that come with ownership (needing furniture, etc). While I’m slowly building equity, I think I could have done better on my own by renting and socking the difference into an index fund or something of the sort.

billQ is a new web-based application that gives you an easy way to keep track of your bills. With billQ, you can make sure you always know exactly what you have to pay, and when you have to pay it.

You can also set up groups. This is useful if you have related bills or if you have multiple people paying a bill. A good example would be setting up a group so all of your roommates can split rent.

I would imagine most people using the internet to track bills and what not would just do it through online banking, though it seems to be a good way for groups of people to track bills (ie, maybe a planned trip, shared housing, some sort of club, etc).

With gas prices hovering at around $3 a gallon since spring, consumers are getting desperate. Some have cut back on driving; others have swapped their gas guzzlers for economy cars. And everyone is shopping around for the cheapest gas. The problem is, drivers often don’t know where to find the best deal from day to day.

Read the rest the ten things as well as the details about them here.